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Impact of Telematics on Connected Vehicles

Presently, connected car technology has been gaining quick pace to reform the global automotive industry. However, for smart advancement in this sector, the role of connected car telematics is supremely important. The exact definition of automotive telematics can be summarized as the combination of vehicle informatics and telecommunications which allows the vehicles to share information with the world outside.

Over the years, the impact of telematics on connected cars has been impressive. It is observed that the merger is actively transforming the automobile sector to benefit the modern consumers. Below mentioned are some of the prime applications of automotive telematics associated to connected cars for both personal and business practices.


Insurance Telematics
Being a vehicle owner, your relationship with insurance follows a sinusoidal path. However, the settlement of damage and medical bills in case of an accident is very well managed with the availability of insurance. In some cases, without much evidence your claim can be denied when the mistake hasn’t been proven genuine. What to do when irresponsible drivers are not caught? This is where telematics has emerged as a reliable source. Any driver who passes your vehicle at a high speed might not be curbed by law enforcement, but they can now be reported immediately by your vehicle itself.

The installation of Usage-Based Insurance (UBI), an insurance product which comprises of telematics technology, helps in tracking driver behavior and further pass on the details to the insurance company. The UBI basically includes a dongle which is plugged into the car’s OBD II port.

V2X Connectivity
The automotive telematics market has been motivated by the V2X connectivity, which is a communications technology permitting a connecting vehicle to interact with any IoT device that can impact the vehicle. The effective of V2X is seen when it can exchange information with other vehicles, toll road collection outlets, smart traffic lights etc.

Consumer Telematics
The useful aspects of connected vehicle telematics systems are aimed at benefitting the driver. Here are some vibrant features of automotive telematics which should be known by modern car owners:
  • GPS assisted remote vehicle positioning
  • Remotely curb vehicle speed
  • Family notification in case of vehicle crash
  • Vehicle diagnostics as well as maintenance notifications
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